Retire Early Think Again.
Naturally, no one is going to fiddle while his or her lifestyle burns. So boomers will feel forced to work longer, like it or not. The sooner you figure this out, the less disappointed you’re going to be, says Robert Arnott, chair of First Quadrant, a Pasadena, Calif., investment firm. Your future, Arnott says, hinges not on the size of your savings or what the government does about Social Security....